The best referral bonuses for cash back, investing, travel, banking, and food delivery — curated, kept current, and actually worth your time. Every commission I earn from your sign-up goes directly into Kiva.org microloans for entrepreneurs in developing countries.
$11,775 funded so far. Let’s keep going.
$11,775
Lent through Kiva
1,427
Lives touched*
462
Loans funded on Kiva
*Lives touched: it counts the total number of people I have lent to through Kiva.
🎯 Editor’s Pick this month
EDITOR’S PICK
Capital One Shopping — Free $80 Bonus
My pick this month because it has the lowest effort of anything on the list: add the free browser extension within 7 days of signing up, shop with it within 90 days, and earn $80. A qualifying purchase is required — but it’s just something you were already going to buy.
Top bonuses right now
Moomoo
Up to $1,000 in NVDA stock
Investing · Fund your account with $100+
⏱ Typically 2–4 weeks
Sign up →
Rakuten
$50 bonus — $50/$50 offer extended through December 31, 2026
Shopping · Spend $50 within 90 days of joining at a Rakuten partner store
⏱ Typically 6–8 weeks
Sign up →
Capital One 360 Checking
$300 bonus
Banking · Open an account and set up direct deposit
⏱ Typically 60–90 days
Sign up →
Chime
$100 bonus
Banking · Make a qualifying direct deposit
⏱ Typically 2–4 weeks
Sign up →
Robinhood
Up to $200 in stock
Investing · Fund your account with any amount
⏱ Typically 1–2 weeks
Sign up →
Get the best bonuses in your inbox
New referral bonuses, when they’re worth it. No spam, no fluff — just the good stuff. Every dollar we earn goes to Kiva.
Limited-time offers
- Delta SkyMiles Gold — Up to 80,000 bonus miles — Ends November 4, 2026
- Tastytrade — $100 cash bonus — Ends November 30, 2026
- Rakuten — $50 bonus — Ends December 31, 2026
- TopCashback — $20 cash back — Ends December 31, 2026
- Moomoo — Up to $1,000 in NVDA stock — Ends December 31, 2026
How Refer for Good works
- Browse bonuses. Use one of our referral links to sign up for a new product or service.
- Get your bonus. Complete the required actions (like a deposit or purchase) to earn your sign-up reward.
- We get a commission. Because you used our link, we receive a referral commission from the company.
- 100% goes to Kiva. Every dollar we earn is loaned to entrepreneurs in developing countries via Kiva.org.
Verified on Kiva.org
We’re not just saying the money goes to Kiva — you can see every loan we’ve funded. 462 loans to entrepreneurs across 21 countries, and counting.